10 Points to make most of your money
With a new year upon us, it’s essential we get into some new habits which will protect our business and our personal financial situation and bring us some financial stability and growth.
While some points may seem obvious and simple they are truly valuable and great habits to live by
1) Use Direct Debit to pay for bills, this is so you don’t miss a payment and create bad debt and fall behind on payments.
2) Spend less than you earn
3) Limit others’ access to your money
4) Always read the small print on financial documents
5) Keep University/College loans under control. Good practice is not to spend more on higher education than you will earn in your first year
6) Protect your assets, family and yourself with relevant insurances. Life, home, health cover for example
7) Pay of your debts
8) Educate yourself, lots of rogue traders and internet scams so be aware
9) Be generous, sharing your wealth encourages an attitude of abundance that stimulates your life. One of my mottos is Live a little; give a little, share a little
10) Pay yourself first, every time you earn set a side a predetermined percentage for short and long term saving
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